💳Web 3 Payment Solutions

The SikaSwap Utility Model enables DeFi users to access trustless payment solutions for a wide range of digital assets using Web3 wallets. Our payment solutions offer users the choice of blockchain networks with both KYC and no-KYC options across more than 130 countries (subject to local regulations). Crypto users can now make fiat payments and transfers without the need for centralized exchanges (CEX) or financial intermediaries by creating payments directly from their Web3 wallets with SikaSwap. The following keystone products have been developed for progressive implementation across the SikaSwap Dapp:

• (USD) Virtual Mastercard (International – 130+ Countries): Light KYC required, with the option to tokenize the card (operates on Google and Apple Pay Wallets). Cards may be redeemed every 30 days.

• (USD) Virtual Mastercard (United States): Limited KYC required, with no time thresholds for redeeming cards.

Additional DeFi products and initiatives are currently under development, including:

• Cross-Chain Partnerships: To enhance platform accessibility.

• Walletless connection: Making the dapp more accessible for Web3 users.

• Physical Virtual Debit Cards: For select digital assets.

• KYC Virtual Debit Cards: Utilizing Visa and MasterCard payment corridors for values exceeding $1,000 USD with KYC (limit $5,000 USD).

• Integrated Staking Model: Linking the native token with a range of payment solutions through tiered access and DeFi services.

• SikaSwap Mobile app: Enhanced DApp for seamless transactions on mobile.

• Retail Payment solutions: Crypto-powered gift cards, removing all intermediaries.

• Dapp token partnership: Listing other tokens on SikaSwap for broader access.

Key Features of the SikaSwap Utility Platform include:

Payments Instantly: The SikaSwap Dapp provides a user friendly experience without complexity. Simply connect your Web 3 wallet and select your digital asset and fiat value. Your virtual debit card is ready to go. SikaSwap debit cards are integrated with globally recognised payment networks enabling purchases and payments wherever MasterCard or Visa are accepted both online and in-store.

Flexible with Global Access: Choose from a range of digital assets and fiat values through our custom-built user interface. Use your virtual card in over 130 countries with zero conversion or transaction fees. SikaSwap’s global acceptance for digital payments enhances usability and ensures accessibility for users seeking to leverage their digital assets for everyday transactions.

Seamless Mobile Integration: Instantly load your digital cards onto Google Pay and Apple Pay.

Fast and Secure: SikaSwap delivers virtual debit cards instantly to your email ready to use. Say goodbye to lost or stolen digital card links. Get your custom card created instantly with robust security features and trusted protocols to protect you against online threats and scams.

Built in Compliance: Regulatory requirements are included in our Dapp platform, ensuring compliance for all payment solutions and transactions.

Reduced Fees: Digital card activation is capped at 4%

Blockchain Security: SikaSwap transactions are processed using security protocols based on the ERC 20 network, mitigating risks associated with fraud and the theft of personal information. Our smart contracts are developed and tested by the SikaSwap development team. We utilise the latest security conventions across our entire workflow and regularly undertake audits and updates. This secure framework provides confidence and reliability in SikaSwap digital payments. The native token smart contract is renounced on launch and has been developed to ensure there are no hidden or external call functions, proxy contracts, or owner functions.